Private Lending

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Private Lending Sydney

Obtaining business finance from banks can be a slow and cumbersome process, with constantly changing lending criteria and requests for additional paperwork that many business owners cannot provide. This is where Hiram Financial comes in: We simplify complex problems, and our professional staff are here to assist you throughout the whole process.

Loans of between $20k and $20M, without the hassle of dealing with the banks

When you need funds quickly, there’s nothing more frustrating than enduring the lengthy, tedious process of bank applications and financial approvals. Even then, many strong businesses fail to get approved, often for the most trivial reasons.

If you are a registered business wth an ABN or ACN then we can provide a range of different private lending options.

We offer 4 Types of Loans

Hiram Financial makes the application process really easy, getting you the finance you need as quickly as possible.

1st Mortgages

Commercial loan to your business as a 1st mortgage on your property. Normally paying out the current 1st mortgage, or on a property with no current mortgage

2nd Mortgages

Commercial loan to your business as a 2nd mortgage on the remaining equity after the primary mortgage on your property

Caveat Loan

A registered caveat provides a very quick form of security so that we can fund you within hours. This is used in very urgent funding cases

Developer Funds

For development project loans, $1M to $100M. Terms up to 24 Months. Smaller loan sizes available using other products.

What can I use as security?

Generally, we lend against Residential, Commercial, Industrial real estate that has sufficient equity available.

up to

80% LVR

RESIDENTIAL

up to

75% LVR

COMMERCIAL

up to

70% LVR

INDUSTRIAL

up to

65% LVR

RURAL

Am I Eligible?

Getting finance for a business can be difficult, which is where Hiram Financial comes in.
Our professional staff are here to help you.

  • Easy application and offer provided to you within the hour

  • Loan amounts from $20K to $20M

  • Funds provided/deal settled within 48 hours if necessary

  • Defaults and arrears accepted

  • With many of our loans we don’t require the tax returns of the company

  • No hidden charges

  • We can lend Australia-wide

  • Fund business capital for your business fast with a 1st or 2nd mortgage

We can help you achieve your financial goals with professional home loan and lending advice

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